California is considered one of the most desirable places to live — and why shouldn’t it be? From sun-soaked beaches to the rugged beauty of places like the Redwood Forest or Yosemite, California has plenty of natural beauty to complement the lifestyle of your choosing.While the natural appeal of the state makes it a popular destination for home buyers, California real estate law mandates an extra element that you won’t encounter in any other state: the Natural Hazard Disclosure, or NHD report.What Is the NHD Report? The requirement to provide a Natural Hazard Disclosure report was put into...

Buying a house is a huge decision, and for many, it is the largest financial decision they will make in their lifetime. So you want to make sure you have all the important information before the deal goes through, right? A Natural Hazard Disclosure Report makes sure you are well-informed about the risks in the area of your potential new home. Similarly, once you own a home, you may be thinking of selling one day. The Natural Hazard Disclosure Report will be a factor in determining the value of your property. The NHD report informs potential buyers of whether or not prospective homes are in ...

No matter where you choose to call home, understanding the potential natural hazards your property could face is essential for planning your future living arrangements. This is especially true if your NHD report indicates that your property lies in a very high fire hazard severity zone or wildfire hazard zone. Wildfires are a very real threat to your home in California. The Verisk 2017 Wildfire Risk Analysis report found that over 2 million homes in California were at a “high” or “extreme” risk of wildfire. In 2018 alone, it is estimated that over 22,000 buildings were destroyed in the fire...

For many prospective homebuyers, California remains a dream destination — and for good reason! With beautiful weather, gorgeous beaches and more, there’s plenty to love about living in California.In my experience, however, one thing that buyers aren’t always aware of is the importance of the NHD Report when buying a property. Under the California Civil Code 1103, real estate sellers and brokers are legally required to provide a Natural Hazard Disclosure if a property is located within a hazard area.For some homeowners, learning that a particular property is at higher risk for certain types ...