Buying a house is a huge decision, and for many, it is the largest financial decision they will make in their lifetime. So you want to make sure you have all the important information before the deal goes through, right? A Natural Hazard Disclosure Report makes sure you are well-informed about the risks in the area of your potential new home. Similarly, once you own a home, you may be thinking ...

No matter where you choose to call home, understanding the potential natural hazards your property could face is essential for planning your future living arrangements. This is especially true if your NHD report indicates that your property lies in a very high fire hazard severity zone or wildfire hazard zone. Wildfires are a very real threat to your home in California. The Verisk 2017 Wildfire...

For many prospective homebuyers, California remains a dream destination — and for good reason! With beautiful weather, gorgeous beaches and more, there’s plenty to love about living in California.In my experience, however, one thing that buyers aren’t always aware of is the importance of the NHD Report when buying a property. Under the California Civil Code 1103, real estate sellers and brokers...