In California, Spring and Summer are about as close to paradise as you can get. The weather is warmer, the flowers are blooming, and the sunshine makes you want to spend the weekends at the beach. Unfortunately, the beautiful weather during these lovely months brings with it possible natural disaster concerns.It's important to be ready for the disasters that occur during the warmer months as well as plan for future natural disasters that are more common in later months. If you prepare your home for potential disasters you'll be able to enjoy the California paradise in peace.1) Renovate Your...

California is considered one of the most desirable places to live — and why shouldn’t it be? From sun-soaked beaches to the rugged beauty of places like the Redwood Forest or Yosemite, California has plenty of natural beauty to complement the lifestyle of your choosing.While the natural appeal of the state makes it a popular destination for home buyers, California real estate law mandates an extra element that you won’t encounter in any other state: the Natural Hazard Disclosure, or NHD report.What Is the NHD Report? The requirement to provide a Natural Hazard Disclosure report was put into...

Buying a house is a huge decision, and for many, it is the largest financial decision they will make in their lifetime. So you want to make sure you have all the important information before the deal goes through, right? A Natural Hazard Disclosure Report makes sure you are well-informed about the risks in the area of your potential new home. Similarly, once you own a home, you may be thinking of selling one day. The Natural Hazard Disclosure Report will be a factor in determining the value of your property. The NHD report informs potential buyers of whether or not prospective homes are in ...

No matter where you choose to call home, understanding the potential natural hazards your property could face is essential for planning your future living arrangements. This is especially true if your NHD report indicates that your property lies in a very high fire hazard severity zone or wildfire hazard zone. Wildfires are a very real threat to your home in California. The Verisk 2017 Wildfire Risk Analysis report found that over 2 million homes in California were at a “high” or “extreme” risk of wildfire. In 2018 alone, it is estimated that over 22,000 buildings were destroyed in the fire...

For many prospective homebuyers, California remains a dream destination — and for good reason! With beautiful weather, gorgeous beaches and more, there’s plenty to love about living in California.In my experience, however, one thing that buyers aren’t always aware of is the importance of the NHD Report when buying a property. Under the California Civil Code 1103, real estate sellers and brokers are legally required to provide a Natural Hazard Disclosure if a property is located within a hazard area.For some homeowners, learning that a particular property is at higher risk for certain types ...

Looking to finally sell your home in California and turn a profit? While California offers many beautiful must-see sights and scenes, any homeowner knows just how unpredictable the weather patterns are within the state. From earthquakes to floods and fires, homeowners must always be on the lookout for brewing natural disasters.  Lucky for you, California Civil Code requires that all real estate sellers and brokers must provide their clients with an NHD report. This provides peace of mind for both the buyer and the seller. If you’re selling your home, disclosing all the possible hazards in...

While California remains one of the most desirable places to live for many, there is no denying that completing a real estate transaction in the Golden State is a bit more involved than in other parts of the country. If you’ve never bought a home in California before, you may be surprised to see an NHD report — or natural hazard disclosure — provided to you by the seller or broker. Conversely, if you have never sold a property in California before, you may be wondering why you need to provide an NHD report to prospective buyers. Understanding some essential basics of these reports can help...

While the golden state is just as gorgeous of a setting to live in as ever, it’s a different market when compared to the landscape just a few short years ago. The surge of the Delta variant of COVID has affected industries across the country yet again and in California specifically, the real estate world has been rattled.

We all want to live in a place where we are both safe and happy, and this certainly still can be attained in California. This Delta variant is a disconcerting reality but there are still plenty of
reasons for cautious optimism. There lies a unique opportunity to...

All homeowners who are selling or buying a home are required by law to ensure that they are equipped with a NHD Report (Natural Hazard Disclosure Report). Being fully versed in this report could be a great help when faced with the many hazards which residents face in the Golden State. To the residents of California, dealing with wildfires is not an event that is out of the ordinary. In fact, it has become an all too real threat to the lives (and homes) of local residents. Last year was a very rough year and wildfires caused an inordinate amount of damage, but this year has seen the wildfi...

Flash-floods are a disaster that strikes quickly and leaves devastating damage in their wake. In 2019 alone they were responsible for almost 4 billion dollars in terms of lost property, not to mention the incalculable loss of human life.

In my experience flooding is often overlooked by homeowners, especially if they feel safe due to not living by large bodies of water. This is a false sense of security, and if you currently live in California or plan to move there soon, then you need to understand and plan for the serious risks of flash-flood.

While wildfires and earthquakes ...